Authentication

Token-Based Authentication

Login: Use the /auth/login endpoint to authenticate with email and password (base64-encoded) to receive X-Access-Token and X-Refresh-Token.
Refresh Tokens: Use /auth/refresh/token with the X-Refresh-Token to obtain new access tokens.
Logout: Invalidate tokens via /auth/logout.
Headers:
- X-Access-Token: Required for authenticated requests.
- X-Refresh-Token: Used for token refresh.
- Example: X-Access-Token: {{access-token}}

{
  "email": "bWVyY2hhbnQxQG1haWxpbmF0b3IuY29t",
  "password": "cGFzc3dvcmQ="
}

Sample Response

{
  "status": true,
  "data": {
    "id": "425bc461-9b6c-4036-b47a-9d96e4f21eba",
    "role": "USER",
    "email": "[email protected]",
    "lastName": "Obagunwa",
    "firstName": "Samson",
    "createdAt": "2021-08-16T22:59:27.026Z",
    "updatedAt": "2022-05-03T11:01:11.923Z"
  },
  "merchant": {
    "email": "[email protected]",
    "id": "e84a4677-3158-40ba-8967-f523c2315cf9",
    "lastName": "Obagunwa",
    "mode": "SANDBOX",
    "role": "Admin",
    "firstName": "Samson",
    "owner": false,
    "review": "PENDING",
    "businessName": "Caleb",
    "businessType": "Restaurants",
    "createdAt": "2022-05-03T10:18:19.172Z",
    "updatedAt": "2022-05-03T10:18:19.172Z"
  }
}

Headers include X-Access-Token and X-Refresh-Token for subsequent requests.

API Endpoints

Authentication

Login

Endpoint: {{base-url}}/auth/login
Method: POST
Description: Authenticate a merchant and receive access and refresh tokens.

Request Body:

{
  "email": "bWVyY2hhbnQxQG1haWxpbmF0b3IuY29t",
  "password": "cGFzc3dvcmQ="
}

Response: 200 OK with token headers and user/merchant data (see above).

Logout

Endpoint: {{base-url}}/auth/logout
Method: POST
Description: Invalidate the current session tokens.
Headers:
- X-Access-Token: {{access-token}}
- X-Refresh-Token: {{refresh-token}}
Response: 200 OK (no body).

Forget Password

Endpoint: {{base-url}}/auth/password/forget
Method: POST
Description: Request a password reset code via email.
Request Body:
```
{
  "email": "[email protected]"
}
```

Response: 200 OK

{
  "status": true,
  "message": "Your reset code has been sent to your email. It expires in 24 hours."
}

Reset Password

Endpoint: {{base-url}}/auth/password/reset
Method: POST
Description: Reset the password using a reset code.

Request Body:

{
  "resetCode": "3122489",
  "password": "password"
}

Response: 200 OK

{
  "status": true,
  "message": "Password reset successfully"
}

Refresh Tokens

Endpoint: {{base-url}}/auth/refresh/token
Method: POST
Description: Refresh access tokens using a valid refresh token.
Headers: X-Refresh-Token: Cx9AH9ubWqG3JyBz8DZr-E6aTa8GKruNerzJRCDUFbyjM6ef
Response: 200 OK with new X-Access-Token and X-Refresh-Token.

HTTP Method: POST

Headers:

Accept: application/json
Content-Type: application/json

Request Parameters (JSON):

{
  "accountNumber": "1018996198",
  "beneficiaryBank": "110000",
  "userName": "test",
  "password": "test"
}

{
  "bankCode": "110000",
  "accountName": "NNAJI, JOSHUA & VIVIAN",
  "transactionReference": "",
  "bvn": "",
  "responseMessage": "Approved or completed successfully",
  "accountNumber": "1018996198",
  "responseCode": "00"
}

Sample Implementation

curl -X POST http://154.113.16.142:8882/postingrest/GetNIPAccount \
-H "Accept: application/json" \
-H "Content-Type: application/json" \
-d '{"accountNumber":"1018996198","beneficiaryBank":"110000","userName":"test","password":"test"}'

import requests

url = "http://154.113.16.142:8882/postingrest/GetNIPAccount"
headers = {"Accept": "application/json", "Content-Type": "application/json"}
data = {
    "accountNumber": "1018996198",
    "beneficiaryBank": "110000",
    "userName": "test",
    "password": "test"
}
response = requests.post(url, json=data, headers=headers)
print(response.json())

import java.net.HttpURLConnection;
import java.net.URL;
import java.io.OutputStream;
import java.io.BufferedReader;
import java.io.InputStreamReader;

public class GetNIPAccount {
    public static void main(String[] args) throws Exception {
        URL url = new URL("http://154.113.16.142:8882/postingrest/GetNIPAccount");
        HttpURLConnection conn = (HttpURLConnection) url.openConnection();
        conn.setRequestMethod("POST");
        conn.setRequestProperty("Accept", "application/json");
        conn.setRequestProperty("Content-Type", "application/json");
        conn.setDoOutput(true);

        String jsonInput = "{\"accountNumber\":\"1018996198\",\"beneficiaryBank\":\"110000\",\"userName\":\"test\",\"password\":\"test\"}";
        try (OutputStream os = conn.getOutputStream()) {
            byte[] input = jsonInput.getBytes("utf-8");
            os.write(input, 0, input.length);
        }

        BufferedReader br = new BufferedReader(new InputStreamReader(conn.getInputStream(), "utf-8"));
        StringBuilder response = new StringBuilder();
        String responseLine;
        while ((responseLine = br.readLine()) != null) {
            response.append(responseLine.trim());
        }
        System.out.println(response.toString());
    }
}

const fetch = require('node-fetch');

const url = 'http://154.113.16.142:8882/postingrest/GetNIPAccount';
const headers = {
    'Accept': 'application/json',
    'Content-Type': 'application/json'
};
const data = {
    accountNumber: '1018996198',
    beneficiaryBank: '110000',
    userName: 'test',
    password: 'test'
};

fetch(url, {
    method: 'POST',
    headers: headers,
    body: JSON.stringify(data)
})
.then(response => response.json())
.then(data => console.log(data))
.catch(error => console.error('Error:', error));

<?php
$url = "http://154.113.16.142:8882/postingrest/GetNIPAccount";
$headers = [
    "Accept: application/json",
    "Content-Type: application/json"
];
$data = [
    "accountNumber" => "1018996198",
    "beneficiaryBank" => "110000",
    "userName" => "test",
    "password" => "test"
];

$ch = curl_init($url);
curl_setopt($ch, CURLOPT_HTTPHEADER, $headers);
curl_setopt($ch, CURLOPT_POST, true);
curl_setopt($ch, CURLOPT_POSTFIELDS, json_encode($data));
curl_setopt($ch, CURLOPT_RETURNTRANSFER, true);
$response = curl_exec($ch);
curl_close($ch);
echo $response;
?>

using System;
using System.Net.Http;
using System.Text;
using System.Threading.Tasks;

class Program
{
    static async Task Main()
    {
        using (var client = new HttpClient())
        {
            client.DefaultRequestHeaders.Add("Accept", "application/json");
            var content = new StringContent(
                "{\"accountNumber\":\"1018996198\",\"beneficiaryBank\":\"110000\",\"userName\":\"test\",\"password\":\"test\"}",
                Encoding.UTF8,
                "application/json"
            );
            var response = await client.PostAsync("http://154.113.16.142:8882/postingrest/GetNIPAccount", content);
            var responseString = await response.Content.ReadAsStringAsync();
            Console.WriteLine(responseString);
        }
    }
}

The above command returns JSON structured like this:

{
  "bankCode": "110000",
  "accountName": "NNAJI, JOSHUA & VIVIAN",
  "transactionReference": "",
  "bvn": "",
  "responseMessage": "Approved or completed successfully",
  "accountNumber": "1018996198",
  "responseCode": "00"
}

PreviousXpress Wallet API NextLogin

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Sample Login Request

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API Endpoints

Authentication

Sample Implementation